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Stack & Pay

Stack & Pay

Stack & Pay lets customers combine multiple payment methods — cards, wallets, UPI — to complete a single transaction, one slice at a time. It’s built for flexibility, high-value purchases, and real-world behavior.

May 24, 2025

Stack & Pay is now live Cover

Stack & Pay

Stack & Pay is now live Cover

Stack & Pay

A checkout that matches how people actually pay

Not every payment is straightforward. Sometimes your card limit won’t cover the full amount. Other times, you want to use up a wallet balance before switching to UPI. In most checkouts, there’s no way to do this — you either switch payment methods or abandon the purchase altogether.

Stack & Pay fixes that.
It lets customers split a single order across multiple payment sources — seamlessly and within the same checkout flow.

One payment, multiple methods

Stack & Pay introduces a simple new behavior:
choose how much to pay with one method, pay it, then continue with another.

This can include:

  • Paying ₹1,000 via UPI, then ₹500 via card

  • Combining a gift card with a wallet

  • Stacking two different debit cards

  • Or any other combination

Each “slice” is paid one at a time, with live progress shown throughout.

Waynee

Built for high flexibility, zero friction

There’s no need to restart the flow or manually top up balances. Stack & Pay handles partial completions, progress tracking, and confirmation at every step — all inside a single session. It works out of the box with SuperCheckout’s drop-in or embedded SDKs and doesn’t require any changes to your payment gateway or backend.

You can enable it directly from your SuperCheckout dashboard.

/* Prabhu ji we can insert code snippets too 
using CMS so good for developer related blogs too!! 
*/

import { initSuperCheckout } from "@supercheckout/sdk";

initSuperCheckout({
  amount: 2999,
  mode: "stack-and-pay",
  onSuccess: () => console.log("Payment complete!"),
});

Real-world use cases

Stack & Pay is especially helpful for:

  • High-ticket purchases — where customers may prefer splitting between multiple cards

  • Young users — who often use a mix of wallets and saved balances

  • Shared expenses — where one person may cover part before sending the link to others

  • Wallet exhaustion — letting customers deplete low balances before switching

We built this for real-world scenarios — not just ideal ones.

Available today

Stack & Pay is live and available to all SuperCheckout merchants. You can enable it from the Features tab in your dashboard. No extra setup required.